UK Stamp Duty (SDLT) 2026

Standard residential bands (England + NI)

Up to £125,000 0%
£125,001 – £250,000 2%
£250,001 – £925,000 5%
£925,001 – £1.5m 10%
Above £1.5m 12%

Reliefs & surcharges

First-time buyer relief Plus 5% on £300k–£500k · No relief above £500k
0% to £300k
Second-home surcharge On entire price · Raised from +3% Oct 2024
+5%
Non-resident surcharge On entire price · Stacks with second-home surcharge
+2%
Scotland uses LBTT, Wales uses LTT — different bands and reliefs apply.
Source · JobLabs.ai · Updated April 2026