UK Pension Auto-Enrolment 2026/27
Earnings trigger (annual) Earn ≥ this to be auto-enrolled
£10,000
Qualifying earnings (lower) Contributions calculated above this
£6,240
Qualifying earnings (upper) Contributions capped at this
£50,270
Minimum employee contribution On qualifying earnings
5%
Minimum employer contribution On qualifying earnings
3%
Total minimum contribution Combined (employee + employer)
8%
Eligible: aged 22 to State Pension Age. Auto-enrolment age likely drops to 18, LEL removed (per 2023 review).
Source · JobLabs.ai · Updated April 2026