Average Band D (England) Range: £1,250 Westminster → £2,500+ Rutland
~£2,200/yr Annual increase cap (England) 2.99% general + 2% adult social care
4.99% Single-person discount If you are the only adult in the property
−25% Disabled-band reduction For disabled adult/child needing extra space
−1 band Empty-home premium After 1yr / 5yr / 10yr empty
+100% / +200% / +300% Second-home premium From April 2025 in most councils
+100%
Bands A–H based on 1991 valuations (2003 in Wales). Scotland sets its own band ratios.